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To start, the Citi Simplicity Card - No Late Fees Ever features an incredibly lengthy 21-month 0% intro APR on purchases and balance transfers — the longest 0% intro APR period we've seen!

This makes it ideal for those who want to use the card for a big purchase or to transfer balances from another card(s) with high interest rates.

*Visa Blue is a Share Secured Credit Card requiring deposited funds to be placed on hold with the Credit Union.Your Account is secured by the designated shares you have in a share account, be it an individual or joint account. You may not withdraw amounts that have been specifically pledged to secure your Credit Card Account until the Credit Union agrees to release all or part of the pledged amount.Get Free Cards Bonus using promo code, no deposit required, even on mobile!On top of that, the card has automatic email and text alerts for when payments are due or if you exceed your credit limit, so you can stay in the know with your account.It also will monitor your balance levels and send you a notification when it hits certain thresholds.

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